The Secret 4 Riches

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Seriously is it becoming farcical or what ?
After all the events that have gone on over the past few months regarding F1 do you think its become a laughfable series?

You all know what things I’m refering to,I’m not going to mention them as I don’t want all those imature"your biased" replies,but do you think the phrase "silly season"is verging on the extreme.
Do you also think the rich people in F1 are getting richer by all this negative press regarding the sport i.e. Do you think Lewis under scrutiny during his safety car laps and the threat of points deduction (4 days later!!) will make big headlines and therefore increase TV viewers and then maybe Bernie,FIA and Co want more money next year.
I don’t pretend to know anything about the politics in F1 though I do think there’s too much of it.

Sorry I used the Lewis word, I’m not loyal to any one team or driver I’m just an F1 fan honestly!!!!!!

It has become a complete farce, I have just been watching BBC News 24 and the latest investigation against Lewis Hamilton is said to have been suggested by Bernie Eccleston purely to make sure that the championship cannot be won next week by Lewis Hamilton and has to go to the very last race of the season for extra interest and extra money. I have just viewed the footage on TV and NO WAY did Lewis Hamilton cause that accident. It was driver error.

If you determine your motives for any particular decision to be good, is that not colored by the fact that they are your motives and you want to have pure intentions?

If you determine said motives to be bad, could that be the fault of "over-correcting" for the above mindset? Or, if you truly have bad motives, do you really want to know this?

For example, if one says "I want to be rich so I can help a lot of people," does that include the fact that he or she will then obviously have more than enough for themselves?

However, if you refuse to judge your own motives, you then have no basis for doing anything, correct?

That’s who the “I” is, the judge. We are just the motives fighting for the judge’s attentions. The judge can be excessively lazy no matter how loud we scream. Judgments are passed based on the presidents with out any thought or action on the judge’s part.

As far as good motives vs bad motives we have found that the motive is not nearly as important as the action. If you look at any action hard enough you will find both good and bad reasons for doing it. We often start out doing good things for bad reasons but by the time we finish we have found so many good reasons to do it we are not sure if it was motivated by selfish reasons or not?

My husband and I live in a retirement rich area. We are young (27), professional individuals both with full time jobs but would like to start a business where we cook for the elderly/retired in the evenings. We can make food for the week, or food for the night, etc. We would have a variety of options. We have a lot of ideas but basically would love to hear advice from other business owners about how to get started, etc. Thanks so much!!!

Before you do anything else check with the local Health Department and see what their requirements are in regards to facilities, equipment, procedures and personnel.

Next, do some research and try to determine the size of the market for the type of service you are planning on providing and how much people would be willing to pay.

Another thing to consider is that most new businesses have a negative cash flow so you should both keep your daytime jobs until the business starts bringing in more than it pays out.

If it still looks like an attractive business opportunity go for it.

Hope this helps
Jerry-the-bookkeeper

Broke, Jobless and 2 month girlfriend’s birthday coming up in 3.5 months.

She comes from rich family and we will be away for the next 4 months (summer holidays)

I wont be able to visit her, and its possible that we may decide to break up. However, I do like her a lot and wish to do something special for her birthday. Thats why I’m planning now..

Any ideas?? :S

And oh! the fact that we are dating is secret from my parents…

A well-planned surprise is always a good idea. In other words, make sure something else isn’t going down when you want to surprise her, or it could lead to a fight or something and be a disaster. Be sneaky and smart about questioning her about her plans for the week and the big day.
As for the gift(s).. Flowers are a great start. Every woman loves flowers, but don’t stop there. You don’t have to spend a lot of money, but little personal gifts are always nice. For example, my boyfriend (who was Irish, like me) once got me a claddagh ring. It was probably under 20 dollars but I thought it was really sweet and special. So, think of something you two have in common, make it girlie, and go from there.

ps I would stay away from poems… although they might be cute, they’re kinda dumb, unless you’re an amazing writer.

I don’t mean to sound desperate, but I don’t know where to begin.
I feel like acting is the only thing I want to do.
I live in a small town, I’m not rich, and I feel soooo lost.
It hurts sometimes just thinking about not having my dreams come true.
I want it more than anything else.
I’m 16 years old.
Any help or direction would be amazing.
I think I would really make a great actress.
Thanks a ton!

I choose best answer.

Here’s the cliffsnotes version of what you can do to do to get into acting:

1.EDUCATE YOURSELF FIRST!

READ (check Samuel French, libraries, and bookstores):

Acting business:
-Acting is Everything: Gold Edition-Judy Kerr
-How to Be a Working Actor-Mari Lyn Henry and Lynne Rogers
-Self Management for Actors-Bonnie Gillespie
-How to Get Arrested-J. Wallach Michael and Paul Thurwachter
-An Agent Tells All-Tony Martinez
-One Less Bitter Actor: The Actor’s Survival Guide-Markus Flanagan
-So You Want to Be in Showbusiness?- Steve R. Stevens
-Acting Truths and Lies (purchased at www.info4actors.com)

Acting:
-Book the Job-Doug Warhit
-Intent to Live-Larry Moss
-Acting for the Camera-Tony Barr
-Acting in Film-Michael Caine
-Acting Class: Take a Seat-Milton Katselas

Method Acting:
-Art of Acting-Stella Adler
-Sanford Meisner on Acting-Sanford Meisner
-A Dream of Passion-Lee Strasberg
-Actor’s Art and Craft-William Esper
-The Power of the Actor-Ivanna Chubbuck
-No Acting Please-Eric Morris
-Respect for Acting-Uta Hagen
-Challenge to the Actor-Uta Hagen
-You Can Act!-D.W. Brown
-Strasberg’s Method-Lorrie Hull

Comedy
-8 Characters of Comedy-Scott Sedita
-The Sitcom Career Book-Mary Lou Belli

Improv
-Anything by Viola Spolin
-Steve Book on Acting: Improv

Auditioning/Cold Reading:
-How to Get the Part Without Falling Apart-Margie Haber
-Audition-Michael Shurtleff
-Secrets to Successful Cold Readings-Glenn Alterman

2.GET TRAINING!
Definitely take classes in:
-Cold Reading/Auditioning
-Improv
-Scene study
-Commercials

3. Get GREAT headshots

Here’s is a good place to start:
http://bbs.backstage.com/eve/forums/a/tpc/f/8011031/m/110106342

4. Build Your Resume and Reel Doing Student films and Indie Films. Also do plays to build your acting experience.

Sample Resume:
http://i707.photobucket.com/albums/ww80/ELDORADO59/scan0002.jpg

In LA, you can find jobs on your own through:
-ActorsAccess.com (Best for film/tv)
-LACasting.com (Best for commercials)
-Nowcasting.com (Best for student/indie films)

NY:
-ActorsAccess.com
-NYCastings.com
-NYCasting.com
-Backstage.com

Other Markets:
-ActorsAccess.com
-Backstage.com

5. Get an Agent

Top Agencies in LA:
http://answers.yahoo.com/question/index;_ylt=AipoAi86mqLUy76e6Lm8np_ty6IX;_ylv=3?qid=20091024102446AAYhxqm&show=7#profile-info-g7px8S9raa

To get an agent, you need to get GREAT headshots, a good resume, and training from the best. These are enough to get you a commercial agent at least. Getting a GOOD theatrical agent (Film/tv) takes longer. Most good theatrical agents won’t see you unless you’re SAG, have a polished resume, and a demo reel. Commercial agents are more lenient about that. What the best Commercial agents want to see on your resume are good commercial classes, improv, and cold reading.

You can get an agent multiple ways. Here are a few common ways:
-Mail in an unsealed manilla envelope with a CONCISE coverletter and headshot with the resume stapled on the back. If you have a demoreel include that too.
-Attend a showcase and impress them. By showcase I do not mean scammy conventions like IMTA, IPOP, Proscout, or Best New Talent. I mean legit ones like at Actor Connection, Reel pros, Network Studios, etc.
-Get a referral from a friend who is with the agency that you’re interested in

DON’T
-Email them unless they tell you to. IT’S UNPROFESSIONAL!
-Call unless they tell you to. ALSO UNPROFESSIONAL!
-Walk in and ask for a meeting. UNPROFESSIONAL THREE!
-Sign with them if they ask for upfront money, make you take new photos with THEIR photographer, or take THEIR classes. Agent’s ONLY make money when you do. Agents usually make 10% on film/tv and commercials and 20% on commercial print.

ok so me and all my friends (we are 13) are doing secret santa but i got the 1 girl i absolutely hateeeee! and so i ask 1 girl what the spending amount is she said $30!!!! sorry but im not rich and not gonna ask my mom 4 $30 4 spend on a girl i hate and who she also doesnt want me 2 b friends with! what 2 get her??? me and my mom thought of the most wonderful idea….not nicest but yea… get a bag…put a box with a brick in it….. and volia! but obviously not gonna get tht!!! lol i wish. there is no way in hell i am spending more than $20. what 2 get?

and we r also having it in homeroom and i got this kid who already has every single school supply imaginable (the gift has 2 b school related ).. and $5 hes soo nerdy (really no offense).. and his lowest grade is a 98% so what 2 get???? i really cant think of anything and remember like school supplies

thx!

oh my gosh can you trade names with someone in your friend group that actually likes her?! Because if I got the girl I hate I’d be tempted to put some dog poo in a bag and hand that over.

Idk get the girl a shirt from the clearance rack. Make sure it’s cute, don’t get too like mean about the gift, I mean it’s all supposed to be the spirit of Christmas and all.

As for the guy, if he already has everything, get him a silly gift like a Hannah Montana notebook + folder combo haha

The colonised mindset: The enemy within the African communities. SendMeYourNews
Jul 23, 2006 07:12 PDT

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—– Original Message —–
From: Cheryl Sanchez mailto:sanchez-@hotmail.com
To: sendmey-@earthlink.net
Sent: Sunday, July 23, 2006 8:48 AM

The colonised mindset: The enemy within the African communities.

The writer is going to put forward an argument that unless the
slave/colonial mindset is recognised as the active enemy, within the African
communities world-wide, attempts to understand the social and economic
problems will be useless. This mindset has been affecting the
individual/family /organisations/community and nations alike. From an early
age, adults have been referring to people as having "being colonial or slave
minded" in a most benign way. It as if having this mindset is like having a
flue. You treat the symptoms and eventually, it should go away, if the
immune system is acute and alert. In reality, it is the most virulent
psychological condition prevalent amongst African communities. The damage is
too enormous to consider in this essay. It has and is still destroying from
individuals to revolutions to states eg Patrice Lumumba-Congo, Thomas
Sankara-Bukina Faso, Walter Rodney-Guyana, Cabral, Malcolm X and Bantu S
Biko to name a few. When foreign money, the lust for power and the colonial
mindset met-destruction is sure to follow. Mineral rich DRC remains the most
tragic example today. Also Angola before the timely death of Savimbi, "
Washington’s kept man". Failure to confront and systematically deal with
this enemy is equivalent to failure to live and or thrive.

HISTORY

The disastrous effects of slavery and colonialism on the physical aspect of
the Africans in the Americas, the Caribbean and on mainland Africa have been
well documented by a host of European and African-American historians
including Basil D Davidson, Walter Rodney and Professor Jeffries. Few
writers have focused on the debilitating effects of the mindset on the
emotions and the psychology as Carter G Woodson( 1875-1950)was probably a
pioneer when he addressed this condition in his book – The Mis-Education of
the Negro. Later, Dr Na’im Akbar painstakingly outlined the psychological
effects in his book- Chains and Images of psychological slavery. Professor
Joy Leary recently attempted to put the psychological trauma concept in the
public domain during a recent lecture tour in London but, few Africans
wanted to even contemplate this concept as an explanation for some of their
behaviour towards each other.
It is of paramount importance to understand the disastrous reality of the
sate accurately described by Woodson and take action to treat it.
"When you control a man’s thinking you do not have to worry about his
actions. You do not have to tell him not to stand there or go yonder. He or
she will find his "proper place" and will stay in it. You do not need to
send him to the back door. He will go without being told. In fact, if there
is no back door, he will cut one for his special benefit. His education
makes it necessary". Woodson showed a lot of foresight in his early
detection of the destructive side of the slave/colonial mindset. It is a
pity that, most Pastors and self-appointed "community" leaders do not
recommend this book to the many families who come through their doors. They
do not even bothered with a plan of action to treat this mindset.

Examples

This mindset certainly has a blindfolding effect eg African girls aspiring
to be like their "blonde Barbie dolls". African men dream of marrying "a
Barbie doll" type of woman as soon as they arrive in Europe and or
UK/USA/Canada, so as not to have "too black" children. Michael Jackson’s
obsession with his costly body- altering project. It also causes US
Africans/Afrikans to focus on the body, material gadgets, short cuts. The
physical environment of the homes is often out of balance with the people
who inhabit the space. Their homes always have a blonde type Jesus on the
walls but no other famous Africans like Bantu Biko, Thomas Sankara etc. The
African educationalist and parents both on the mainland, Caribbean and the
Americas have avoided including or making the early and middle years
curricula more relevant to our developmental needs. This opportunity to
change our course of history is missed again and again.

At organisational level, colonise minded but the super qualified committee
members are often afraid to put decolonisation strategy and or
Pan-Africanism into the constitution of their organisation. This also
affects the type of name or identity they take on. Eg the NAACP-The National
Association for the Advancement of "Coloured" people. One would have thought
that aparthedist South-Africa racial policies would have caused this
organisation to re-think it’s chosen but, they not change from NAACP to
NAAAP. One could only guess when you start your organisation with white
liberals/ or jews in leadership roles, the de-colonisation agenda never
became a priority for this organisation. The OAS/AU is no different. It has
been in existence for over 50 years and still cannot bring itself to be
known as a Pan-Africanist organisation thus, it remains a toothless
nationalistic organisation.

Even when organisations put Pan-Africanism at the forefront eg PAC in
South-African, the de-colonisation process and project, which is necessary
for health and longevity of the organisation is not a priority either. Well
meaning or naïve activists continue to take a gamble by hoping against hope
that, a few committed and reliable people could suddenly change 400 years of
psychological damage facing the African worldwide. Things could have been
different if, the PAC was able to capture the interest and support of the
majority of the 24 million native South-Africans and their rands, to keep
the movement financially buoyant and turn it into a political powerful force
in South-African society.

The mindset nutures self-hating , self- destruction and confidence lowering
. This is evident in the practice of self- harming through bleaching the
skin, straigthening the hair and looking to Europe and European institutions
as saviours. It also makes killing each other almost acceptable. The eminent
African-American Bobby E Wright (1984) explained in his book "we have never
been trained to kill Europeans" but, we seem to be able kill each other
(black on black) violence instinctively. It also makes us have a warped and
unrealistic view of our reality. It may cause some, like Dr Kenneth B Clarke
to say," race is irrelevant". Even African-America Dr Alvin Poussant, who
used his qualification avoid addressing the current colonisation condition.
He used his stint in Ebony Magazine to deal with the a few middles class
anxieties. What a shame!

The Slave/Colonial mindset-the Trojan Horse

The Europeans understand how important the psychological warfare project is
to their continued hold on Africa, which is why they got their missionaries
to influences chiefs and other leaders in Africa, to send their young
children to their missionary schools. At these missionary/faith-based
schools, young children were indoctrinated on a grand scale. These young
children come from cultures where, almost all adults are feared and or
certainly not questioned, made the work of the European teachers easier.
This is why it should not alarm us or surprise us that, Mobutu, Savimbi and
their cronies behaved in the way they did to their own people and their own
resources. The mindset, the lust for power and foreign money-from the USA
mainly kept them destroying their respective countries, in the name of
capitalism and the other G6 powers.

The USA officials who paid Savimbi through Mobutu millions and millions of
American tax-payers money to literally destroy a revolution and 2 countries,
have never been brought to justice. If both of these colonial minded
individuals did not die, they would be still destroying the country and
squandering their resources for self-aggrandisement, with Washington’s
approval. The foreign powers/handlers knew millions of people were being
tortured, kill, maimed, punished and starved of food and other life
necessities, in their interest. Whilst all this was happening in full view
of other Africans, many of them in the Caribbean and continued going to the
states" to make it". Meanwhile Africans affected by these individuals and
American money and foreign policy, eventually started heading for the UK and
the USA seeking "refuge".

It should not surprise us at the way the Europeans view certain individuals.
The American state had to get rid of Malcolm X by any means necessary. The
Belgian/USA/UK governments saw Patrice Lumumba as an uncompromising
character when it came to his understanding of independence. France could
not stomach an independent minded Thomas Sankara who wanted to transform
Bukina Faso in the interest of it’s people. The apartheid South-Africa did
not dare allow Bantu Stephen Biko to live-he was too clear about his
position and his understanding of the social/economic/political situation.
He wanted all or nothing. Walter Rodney exposed the hypocrisy of Europe’s
role in Africa-it became a real annoyance in European academic circles. The
under-development was the strategy and the means to achieving this outcome
was to nurture their own "loyal Africans". Off course the "loyal Africans"
are another name for the colonial minded.

Rich men and women often have their "kept women" Well, so to rich Europe has
their "kept men". France has Francoise Compoare of Bukina Faso. The USA has
theirs in the form of Paul Kagame. Spain/USA has Obiang Nguema of Equatorial
Guinea- Africa third largest producer of oil. Shell and the UK and other oil
companies operating in Nigeria have been keeping the Hausa dominated army
and government since 1970. The CIA/USA/France had army man Hissen Habre- a
man who was less than friendly to USA’s imagined enemy Gadaffi. Chadian
named him, "Africa’s Pinochet". USA supported the Duvalier family for 30
years and off course Savimbi in Angola. See William Blum(2001) Rogue State.
Chapter 17.
The Consequences

If African thinkers and educationalists alike continue to neglect the
content of early and middle years curricula, they would be fighting a losing
battle against the slave/colonial mindset, capitalism, fashion and
mass-media. The same way, one cannot expect to put new wine in an old
wineskin so to, one cannot expect the slave/colonial minded to suddenly
change his or her learnt behaviour. This behaviour has been around for the
last 350 years. It might have started as, a means of coping in strange and
often hostile societies in the Caribbean and America in the late 17th
century. Joy Leary would argue African communities must admit the existence
of post traumatic syndrome before, the treatment could be sought. No
admission means that, this major debilitating psychological condition would
linger and fester away.

Off course when a few like, Thiongo’o(1938-) changed his behaviour in his
adulthood, by going back to his Gikuyu name and writing in his own language
rather than English only, is inspirational to rest who remain in this
regressive state of mind. He used his book-Decolonising the mind: the
politics of language in African literature(1986) as a platform to encourage
African challenged about their attitude towards Africa and or NJAC. Ngugi wa
writers to write in their own language to make their books more meaningful
to Africans on the continent. It is not only about writing in one’s own
language although, that is a positive start. It is about having a core
teaching curricula that could be used world-wide. Even if people write in
their own indigenous language but continue to see Europe as the solution to
their problems-the colonised mind remains untouched. The writer applauds the
work of Haki Madibuti and Dr Karenga and Molefi Asante. The African need
more people like the above, if we are to be taken seriously.

Why are members of NJAC( National Joint Action committee) and their 36 year
old organisation in Trinidad, still viewed as not worthy of support from the
majority of African-Trinidadians? The slave/colonial mindset, which makes
people ridicule members for re-claiming their African heritage via taking on
African names. One can often hear African-Trinidadians and other Africans
born abroad saying in a most offensive voice, "I am not African" when asked
about their identity. Thai is the colonial mindset expressing their
ignorance.

What do we begin?

The logical place for decolonisation to begin is in the home, with parents
taking the lead. The early years 0-11 is the crucial time to inculcate the
Afrocentric values. It means that, we have to be prepared to build our own
nurseries and create our own culturally inclusive and sensitive curricula.
The parents must be re-educated. It is almost pointless waiting until a
child becomes an adult, when he may or may not be exposed to Pan-Africanism.
All the research available would agree that, the pre-natal and early years
are the most important educating years. Ideally, the decolonisation ideals
should be embedded in the early years curricula, The Community leaders and
families should make attempts to discuss post trauma syndrome and it’s
effects openly and proactively put into place some short term and long term
remedies.

3 African American writers who wrote the The Black Parenting Book did not
pursue the de-colonisation project in their book either. There are 17
chapters in this book yet, Pan-Africanism and or the issue of the
slave/colonial mindset were not addressed in a very active way. There
chapters on Family Traditions and Spirituality without making mention of the
importance of Kwanzaa. There was a chapter on " Black and Proud" not African
and proud. There should have a chapter on how and why Africans came to self
hate and hate all things African. Where did it all begin? The book tackled
particular parenting approach, which was used by African American parents
but, they did not attempt to give the psychological or economic reasons why
most African parents worldwide use the authoritarian model rather than the
authoritative model.

Authoritarian- powerful, assertive/aggressive (verbally or physically adult
leads or makes all the decisions, which are imposed on child. May be highly
critical. Parents may be likely to use shouting and hitting. Parents may
even talk about "I want you to fear me".
Authoritative- Parents use reciprocity and a democratic style, which allows
child to lead but establishes safe limits and boundaries. Parents are likely
to use encouragement, provide choices and highlight consequences and
positive feedback and use time-out and put penalities in place, as part of
their disciplining package.

It might have been helpful to explain why some African parents use the
former than the latter? It would have been more useful to write the book in
some African languages and use a work -book with exercises to involve all
members of the family. This book could be described as the product of a well
meaning qualified but, obviously apolitical professionals. The writers
tackled all the symptoms but never ventured near the core causes. They
missed an opportunity to focus on the link between the type of the society,
which produces such parents focusing on a post-colonial/slave/capitalist,
racist society such as the USA.

Conclusion.

The Decolonisation project and treating post trauma syndrome are as
necessary to Africans, as oxygen and water are to humankind existence.
Neither can be avoided any longer due to it being "too sensitive" an issue.
The message to all the Pan-Africanists/Humanist individuals, families and
organisations , which are always short of committed, reliable and discipline
foot soldiers is this, put some of your efforts and money into the 0-11
years olds and an African Parenting project, based on an Afrocentric model
and treatment for psychological trauma and other self-harming behaviour. If
any individual/family or organisation is interested ion the guture well
being of Africans- the aforementioned approaches are vital. Otherwise, a
plethora of colonial minded and dishonest Pastors from diverse Christian
sects, the mass-media, fashion, cars and short term attractions and whatever
other European cultural left-overs would grab the minds of the majority of
Africans.

The slave/colonial mind is dangerous to Pan-Africanist and African humanist
alike. Those African "kept men" or Europe’s trojan horses will continue the
pauperization policies of a very rich continent. They will repeat policies
and slogans without even analysing them. They will like the major obstacle
to progress, changes, self-empowerment and unification of African peoples.
Instead of enabling and building capacities and re-skilling people, they
will disable, de-skill and pauperize people. The colonial minded knows
nothing else. The Europeans using their white skins as authority continue to
pamper and encourage their "kept men" to the detriment of the majority of
Africans, who continue to suffer and to be killed with the weapons made in
the USA/UK/Israel and other European countries.

References:

Akbar Na’im(1992) Chain and Images of psychological slavery- Winston-Derek,
Nashville, TN
Blumm W (2003) Rogue State: Chapter 17. Zed Books London UK
Brittain V (1998) Death and Dignity: Angola’s Civil War. Chapter 2. Pluto
Books. London UK
Woodson C.G (1937) The Mis-education of the negro. Africa World Press NJ USA
Wright B.E (1984) The psychopathic racial personality and other essays.
Third World Press Chicago, Ilinois USA

I think I lost interest.

With oil prices on the rise and no end in site and more and more oil fields drying up or not putting out as much oil as before it is easy to see that gas could soon be something available for only the very rich.if gas became so expensive in the near future that it became unaffordible would your family be able to make it ?what kind of changes would you have to make?Do you own land and would you and your husband know how to farm and hunt on it, what if you live in a city?How would this affect your children as far as school? What about babies would you know how to deal with no dispossible diapers or formula?would kind of changes would you have to make as far as electricity goes as this would surely become even more expensive as well, would you be willing to give up computer,internet,t.v.,video games?how would you travel horses or boats and do you think there would be enough horses for everyone if we suddenly couldn’t move our cars?Do you know how to preserve food or make clothes?
what about the enviroment how do you think this would effect it ?Do you
think in the end we would be better or worse off if this happened?

Well I don’t own any land, but we would have to do what we have to do. Don’t forget about bicycles, we"d def. ride them to work or school. Of course, people would most likely have to invest in buying a horses to use as transportation. Yet even w/ a horses
you’d have to shelter it, feed it and care for them. So that would come out your pocket as well. I could live w/out all the material things as long as I had the basics. Hey as long as I have a roof over my head for and food in my stomach I’m good. It would be a major adjustment for everyone. Give us a taste of how it was back when our technology we have today didn’t exist back then. Clothe diapers are a hassle, but they can be used. I need a whole lot of candles to replace the electricity.I can’t say I really know how to sew, but I sure as hell would try to do a better job at it. I would have to learn how to sew and preserve food better. If I couldn’t afford to send my children to school anymore then I would home school them. I may not like all the changes that would occur but if I wanted to survive then I do what must be done.

I’ve read over the years that approximately 96% of the money supply is in the form of mortgages, loans and interest which basically is all technically debt. So in other words, 96% of the money supply is in fact debt. Where as the other 4% of the money supply is in the form of paper money and coins. So my question is simply how is it mathematically possible for everyone to be debt free when the reality is there is not enough physical money to pay off all the digital debts? The world is pretty much doomed to be in debt until the end of time under this mathematical formula. In regard to this current world financial crisis some people will blame the housing market for this mess, others blame the derivatives market, others blame government spending and so on where I can keep going on for days about the many so called causes. In reality I personally feel that all of these are in fact just symptoms and results of the actual cause or larger picture which is simply the whole fiat monetary system which over time has morphed in a system of credit. It would not be befitting to put the words "money" and "credit" in the same package as they are two completely different things. We use to have "money" which was real. It was gold, it was silver, it was even copper but now our so called money is nothing more then a hollowed out shell or ghost of its former self. This "credit" we now use in today’s world is flawed in the fact that it is limitless and infinite and the amount knows no bounds as long as people are willing to keep on borrowing. This system is contributing to societies irresponsible and careless ways with their finances. What ever happened to saving money? We now just swipe our credit cards and worry about it later. The personal savings rate in the United States is now at its lowest point in history. To ask a sarcastic rhetorical question, could the credit system way of life be responsible? The credit based financial system in my opinion is one huge pyramid scheme or even a game of musical chairs. I don’t care whether we are talking about America’s credit system or even the one on the tiny pacific country of Fiji, either way the end result will be the same. Under this system the rich will keep getting richer and the poor will keep getting poorer. Until then one day the very bankers that were behind it will own every God damn thing on the face of the Earth including your soul which you used as collateral to pay for the big screen tv that you didn’t need in the first place.

I don’t think anyone is ever truly "debt-free". As long as you have an expense or a bill to pay, you’ll always have a debt.